Ownership

How Much Does a New Car Depreciate in the First Year?

4 min read · May 2026
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The moment you drive a new car off the lot, it starts losing value. Here's exactly how much, and what you can do about it.

First-Year Depreciation: The Numbers

Most new cars lose 15–25% of their value in the first year. On a $35,000 car, that's $5,250–$8,750 in lost value in year one. Part of this drop happens the instant you take delivery — simply because the car is now "used."

5-Year Depreciation Schedule (Average Car)

After 5 years, the average car retains 37–45% of its original value.

Buying a 1-year-old car instead of brand new lets someone else absorb the steepest depreciation. You get essentially the same car for 15–25% less.

Why Does Depreciation Accelerate in Year One?

Three factors drive first-year depreciation: the "new car premium" disappears once the title transfers, the car enters the used-car market where buyers expect a discount, and the factory warranty is partially consumed.

Which New Cars Depreciate the Least?

Toyota and Honda vehicles consistently show the lowest depreciation. The Toyota Tacoma, Honda Civic, and Toyota 4Runner are known for retaining value exceptionally well. Luxury and exotic cars depreciate much faster.

Calculate Your Car's Future Value

See what your specific car will be worth in 1–10 years.

Depreciation Calculator →
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